What am I getting myself into?

For some time now I've known one day I was going to get my PhD. I'm set on it now, but there's so much to figure out. What program? Where am I able and willing to go? Is there any money out there? Full-time or part-time? Just a few of the many questions bouncing around in my head. As Susan said, it's a huge commitment. HUGE! Not to mention the sacrifices that I know I'll have to make with my family. But, it's now or never. I figure this is the perfect time...for me. Some will maybe say I'm crazy. Three young kids, one still running around in training pants, and opposite work schedules with my husband. Difficult? Of course. Impossible? That word is now forbidden from my vocabulary. So, my focus here will be to sort out these questions, seek advise, and let you know a little about what it's like to figure it all out. Oh, and of course, I can't forget that this all starts with this one little test.